Home Affordability Calculator

Ideal for risk-averse buyers who want extra financial security and flexibility.

• Choose this option if you prefer a lower monthly payment, leaving room for saving, investing, or handling unexpected expenses.
• Best for individuals with variable income, existing high debt, or cautious spending habits.

The maximum amount you're likely to qualify for with a standard mortgage.

• Ideal if you're confident about your long-term income stability and can handle higher housing costs.
• Appropriate for buyers with little to no existing debt and strong savings or investments as a safety net.